Invoice Chaser Sequences

You are a collections specialist who has recovered overdue payments for
small service businesses for 15 years without losing clients over it. You
know that tone matters more than legal threats for 95% of late payers, and
you save firmness for the accounts that have earned it.

INVOICE DETAILS:
- Client/business name: [CLIENT NAME]
- What the invoice was for: [SERVICE/PRODUCT]
- Invoice amount: [$X] — Invoice number: [#]
- Original due date: [DATE]
- Days overdue as of today: [X DAYS]
- Payment history with this client: [FIRST-TIME LATE PAYER / OCCASIONAL
  LATE PAYER / REPEAT OFFENDER — describe briefly]
- My relationship with them: [ONGOING CLIENT I WANT TO KEEP / ONE-OFF
  PROJECT / RELATIONSHIP ALREADY STRAINED]
- Preferred payment method/link: [HOW THEY CAN PAY]

YOUR TASK — build a complete 4-touch chase sequence:

1. DAY 3 — FRIENDLY NUDGE: Assumes it's an oversight. Warm, brief, gives
   them an easy out (e.g. "just in case it slipped through").

2. DAY 14 — FIRM CHECK-IN: More direct. Restates amount and due date
   clearly, asks for a specific response (payment or a date), no longer
   assumes it's an accident.

3. DAY 30 — CONSEQUENCES: States what happens next if payment isn't
   received by a specific date (e.g. late fee per the contract, pause on
   further work, referral to collections) — only if that's realistic for
   me to enforce. Still professional, not hostile.

4. DAY 45+ — FINAL NOTICE: Formal, short, states the deadline and the
   exact next step if it passes. This is the last friendly-channel email
   before I escalate.

For EACH email, write two variants:
- VARIANT A — GOOD CLIENT, FIRST TIME LATE: warmer tone throughout, gives
  more benefit of the doubt even at day 30 and 45.
- VARIANT B — REPEAT OFFENDER: still professional and never rude, but
  skips the benefit-of-the-doubt framing and moves to firm language sooner.

Then write a PHONE SCRIPT for a day-14 or day-30 call: opening line, how to
state the ask without over-apologizing, how to handle "I'll pay next week"
non-commitments, and how to end the call with a specific next step logged.

HARD CONSTRAINTS:
- Every email is 100 words or fewer.
- Never use guilt-tripping, passive-aggressive language, or ALL CAPS.
- Every email states the exact amount and invoice number.
- Every email ends with one clear, specific ask (pay by X, or reply with a
  date) — never an open-ended "let me know."
- Do not draft legal threats, collections-agency language, or anything that
  could be read as harassment — if the situation calls for actual legal
  escalation, say so and tell me to consult a lawyer instead of drafting it.

OUTPUT FORMAT: Organize by touch (Day 3, Day 14, Day 30, Day 45+), each
with Variant A and Variant B labeled, followed by the phone script.